How to Protect Your Most Prized Possessions
If you’re like most people, there are certain items you own that you can’t imagine ever losing — family possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they’re irreplaceable.
While your homeowners’ insurance policy is invaluable for covering the loss or destruction of many of your belongings, as well as damage to your home’s structure, your policy might provide only partial coverage for your most cherished items.
The good news is that you can still protect the things that matter to you most, even if they’re not fully covered under your homeowners’ insurance, with a scheduled personal property endorsement that is tailored to meet your specific needs. This endorsement is also commonly called a rider, inland marine and valuable items to name a few.
Look around your home and make a list of your cherished possessions. Be sure to consider the following:
- Autographed items
- Musical instruments
- Rare or one-of-a-kind items
Once you have taken an inventory, make the time to talk with an insurance broker. We are here to help you determine whether your prized possessions need more coverage than your current policy provides.
It is recommended to complete an inventory at least once every year or so, because it’s easy to acquire new items over time that should be added to a scheduled personal property endorsement. It could be disastrous to find yourself in a situation rendering you unable to replace what matters most to you.
Interested in receiving a quote? Need more information about this or any other insurance matter? Please email or call us anytime. Meetings are available by appointment (including weekends, at our office, at your home, at your business etc.)
JAWS Insurance Agency
5550 Painted Mirage Rd., Suite 320
Las Vegas, NV 89149