The primary insurance coverages listed under a motorcycle insurance policy closely mimic the words used in a personal auto insurance policy. However sharing the same terminology is just a coincidence and it’s important to know what motorcycle insurance exactly covers.
Liability Insurance Coverage
Liability includes bodily injury and property damage protection and is always required. If you ever cause an accident with your motorcycle, liability coverage helps protect you from having to pay others’ injury or repair bills.
Comprehensive Insurance Coverage
Comprehensive coverage kicks in after a non-collision related event. Your bike being stolen or a tree branch following down on your bike are both examples of comprehensive claims. Comprehensive can help pay the damage or even replace your motorcycle altogether.
Collision Insurance Coverage
Collision coverage helps repair your bike if you cause an accident. Collision also helps cover the cost of riding apparel and helmets damaged in a covered incident.
Medical Payments Insurance Coverage
Having an adequate amount of medical payments coverage can crucial after an accident, especially if you don’t have health insurance. This coverage applies to you and a rider on your bike regardless of who caused the incident.
Optional Equipment Insurance Coverage
Customized parts and equipment coverage, also known as accessory coverage, offers replacement protection for common upgrades, equipment customizations and your accessories such as helmets, leathers and gloves.
Uninsured / Underinsured Motorist Insurance Coverage
Covers your property damage, injury bills, and even lost income if an at-fault driver has no liability protection or not enough coverage. This can also include hit-and-run scenarios.
Towing and Labor Coverage
Provides standard towing services and labor costs if your bike has broken down from situations like
- Dead battery
- Low fluid, including fuel
- Flat tire
- Lost keys
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In addition to contacting us through our website feel free to reach out to us anytime at email@example.com or give us a call at 702-589-7413.
Our mailing address is 5550 Painted Mirage Rd Suite 320 Las Vegas, NV 89149. Meeting can be scheduled by appointment- we can meet at our office or your home/business.